TERMS AND CONDITIONS CORPORATE WEBSITE
Terms and Conditions for WalletGPT accounts and cards.
Please read the following terms and conditions carefully before using our services:
1. Acceptance of Terms: By using our neobank services, you agree to comply with and be bound by these terms and conditions. If you do not agree with any part of these terms, you may not use our services.
2. Eligibility: You must be at least 18 years old and have legal capacity to enter into a contract to use our services. By using our services, you represent and warrant that you meet these eligibility criteria.
3. Account Creation: To access our payment solutions' services, you must create an account with us. You are responsible for providing accurate and up-to-date information during the account creation process.
4. Security & Access Codes In connection with online applications for certain products or services (such as, but not limited to, credit card applications or ibans) available via the Site and in connection with certain other functions on the Site, WalletGPT may send you a unique access code or other token to help you complete, review, or track your applications and execute other functions. Such access code or token is intended to be only used by you and you must not share it with anyone. You are responsible for maintaining the security of your account login credentials. Any activity on your account will be considered authorized by you. You must notify us immediately of any unauthorized access or use of your account.
5. Digital Wallet: Our company provides a digital wallet feature that allows you to store, send, and receive digital assets, NFTs, and Shards. You acknowledge and understand that the value of these digital assets can be highly volatile and may result in financial loss. You agree to use the digital wallet feature at your own risk. You also agree to enable the company to lock certain fractions related to Fiat payments executed through our payment tools.
6. Compliance with Laws: You agree to comply with all applicable laws, regulations, and guidelines related to financial transactions. You are solely responsible for any legal consequences arising from your use of our services.
7. Prohibited Activities: You are prohibited from using our services for any illegal, fraudulent, or unauthorized purposes. This includes, but is not limited to, money laundering, terrorist financing, or any other criminal activities. We reserve the right to suspend or terminate your account if we suspect any violation of this provision without notice. Transaction monitoring and compliance teams are here to verify every customer and customers’ spending paterns through MCC codes eligible for our acceptance network.
8. Fees and Charges: We may charge fees for certain services provided by our company, including account maintenance and currency exchange. The applicable fees and charges will be clearly communicated to you before you confirm any transactions.
9. Privacy Policy: We are committed to protecting your personal information. Our privacy policy outlines how we collect, use, and disclose your data. By using our services, you consent to our collection and use of your personal information as described in our privacy policy.
10. Limitation of Liability: We strive to provide secure and reliable services, but we cannot guarantee uninterrupted access or freedom from errors. We shall not be held liable for any direct, indirect, incidental, or consequential damages arising from your use of our services.
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Terms and Conditions for MYGPT / Artificial Intelligence Cloning Service
11.Acceptance of Terms: By using our AI cloning service, you agree to comply with and be bound by these terms and conditions. If you do not agree with any part of these terms, you may not use our services.
12. Cloning Process: Our AI cloning service utilizes advanced machine learning algorithms to analyze and reproduce the skills and expertise of Experts. The cloning process involves collecting data, analyzing patterns, and creating AI models to mimic the knowledge and abilities of the Experts particpating in the process.
13. Expert Consent and Insurances: Prior to using our AI cloning service, you must obtain explicit consent from the Expert whose skills you intend to replicate. It is your responsibility to ensure that the Expert has authorized the use of their skills for cloning purposes. The Expert shall subscribe to a civil liability insurance policy with its expert status.
14. Data Collection: To create accurate AI models, we may require access to relevant data, including but not limited to expert records, documents, or publicly available information. You agree to provide us with the necessary data to facilitate the cloning process.
15. Intellectual Property Rights: The AI models created through our cloning service are our intellectual property. You acknowledge that any reproduction or use of the AI models without our explicit permission is strictly prohibited.
16. Limitations of Cloning and Chats: While we strive to create accurate AI clones, we cannot guarantee an exact replication of human skills and expertise. The AI clones may have limitations and may not possess the same intuitions, judgments, or decision-making abilities as the original experts. Regarding Chat, C-Kapital may make an interactive online chat service available to you. C-Kapital makes no warranty that the service will be available at any particular time or be free of fault or error. If you are under the age of 18 years old and are invited to use the Chat service, you must disconnect from the Site. During your use of the Chat service, you may interact with a bot, chatbot, virtual assistant, virtual concierge, or other non-human (each, a “Chatbot”). We will disclose the use of the Chatbot to the extent required by applicable law. When engaging with us through use of the Chat service, be advised that all chats will be monitored. The Chat service is provided as a convenience. Participating in the Chat service does not constitute consent by you or us to use electronic records and signatures as a substitute for written documents. Any personal information shared with us when using the Chat service shall be subject to the applicable privacy-related policies and notices described above.
17. Authorized Use: The AI clones generated through our service are intended for use solely by the authorized user. You may use the AI clones for the specific purposes agreed upon with the Expert, but you may not sell, distribute, or transfer the AI clones to third parties without our explicit permission.
18. Compliance with Laws: You agree to use our AI cloning service in compliance with all applicable laws, regulations, and ethical standards. You are solely responsible for ensuring that the use of AI clones does not infringe upon any legal or ethical boundaries.
19. Liability: We strive to provide accurate and reliable AI cloning services, but we do not guarantee the performance, quality, or suitability of MyGPT for any specific purpose. We shall not be held liable for any direct, indirect, incidental, or consequential damages arising from your use of our services.
20. Confidentiality: We will take reasonable measures to protect the confidentiality of the data provided during the cloning process. However, we cannot guarantee absolute confidentiality and shall not be held responsible for any unauthorized access or disclosure of such data.
Terms and Conditions for NFT and Shard Creation Services and Listing on TradingGPT
21. Acceptance of Terms: By using our NFT and Shard creation services and agreeing to be listed on TradingGPT, you agree to comply with and be bound by these terms and conditions. If you do not agree with any part of these terms, you may not use our services.
22. NFT and Shard Creation: Our company specializes in creating non-fungible tokens (NFTs) and shards for professionals. NFTs represent unique digital assets, and shards represent fractional ownership of those assets. Our services involve designing, minting, and distributing NFTs and shards based on the specifications provided by professionals.
23. Professional Consent: Prior to creating NFTs and shards, you must obtain explicit consent from the professionals whose assets you intend to tokenize. It is your responsibility to ensure that the professionals have authorized the use of their assets for tokenization purposes.
24. Intellectual Property Rights: The NFTs and shards created through our services are the intellectual property of the professionals. You acknowledge that any reproduction or use of the NFTs and shards without the explicit permission of the professionals is strictly prohibited.
25. TradingGPT Listing: By using our services, you agree to be listed on TradingGPT, our in-house DEX. TradingGPT provides a platform for trading and exchanging NFTs and shards. Your acceptance of being listed on TradingGPT allows other users to buy, sell, or trade your NFTs and shards.
26. Ownership and Transfer: As the creator of the NFTs and shards, you retain the ownership rights until they are purchased or transferred to another party. Once transferred, the new owner assumes full ownership rights and responsibilities associated with the NFTs and shards.
27. Compliance with Laws: You agree to use our services and participate in TradingGPT in compliance with all applicable laws, regulations, and ethical standards. You are solely responsible for ensuring that your NFTs and shards, as well as your activities on TradingGPT, do not infringe upon any legal or ethical boundaries.
28. Liability: We strive to provide accurate and reliable NFT and Shard creation services and maintain the security and functionality of TradingGPT. However, we do not guarantee the performance, quality, or suitability of the NFTs, shards, or the DEX for any specific purpose. We shall not be held liable for any direct, indirect, incidental, or consequential damages arising from your use of our services or participation on TradingGPT.
29. By using our NFT and Shard creation services and agreeing to be listed on TradingGPT, you acknowledge that you have read, understood, and agreed to be bound by these terms and conditions.
Security Tokenization and Utility Token Issuance Services
30. Security Tokenization: Our company specializes in providing security tokenization services across various fields. Security tokenization involves the conversion of traditional assets, such as real estate, equities, or debt, into digital tokens. Our services include the creation, issuance, and management of these security tokens based on the specifications provided by our clients.
31. Utility Token Issuance: In addition to security tokenization, we also provide utility token issuance services. Utility tokens are digital assets that provide access to a platform, product, or service and may have specific functionalities within a blockchain ecosystem. Our services involve the design, development, and distribution of utility tokens based on the requirements provided by our clients.
32. Compliance with Regulations: We strive to ensure that our security tokenization and utility token issuance services comply with applicable laws and regulations. However, it is your responsibility to ensure that your assets, offerings, and activities comply with all relevant securities laws, regulations, and legal requirements in your jurisdiction. You acknowledge that we are not responsible for any non-compliance on your part. The company greenlights smart contracts and white papers used for any token issues.
33. Intellectual Property Rights: The security tokens and utility tokens created through our services are the intellectual property of our clients. You acknowledge that any reproduction or use of the tokens without the explicit permission of the respective client is strictly prohibited.
Trademarks, Copyrights, and Restrictions On Use. All trademarks, service marks, trade names, trade dress and related intellectual property rights in the Services are proprietary to the company or our licensors or licensees. You may not use, reproduce or display any of the trademarks except upon C-Kapital’s prior written consent. The Site and its entire contents, features, and functionality (including but not limited to all web pages, user interfaces, information, design, software, source code, text, displays, graphics, images, videos, and audio recordings, and the design, selection, and arrangement thereof) are owned, controlled, or licensed by C-Kapital, and are protected by international copyright, trademark, patent, trade secret, and other intellectual property or proprietary rights laws. Except as expressly provided in these Terms of Use, you may not copy, display, distribute, transmit, transfer, link to, reproduce, license, frame, alter, create derivative works of, reverse engineer, or republish all or any portion of the Site for any commercial or public purpose without C-Kapital 's prior written consent. You may, however, view information available on the Site for your informational purposes. You may download from the Site materials, except for software or source code, but only for your personal or internal business purposes only. You may download software or source code from the Site, but only such software or source code purposely made available to you by C-Kapital for downloading from the Site, subject to any applicable terms of use. You acknowledge and agree that you do not acquire any ownership rights of any kind by downloading materials from the Site. Your use of the Services, including the Site, imposes on you an obligation of appropriate use and conduct, which includes, but is not limited to, not causing an unreasonable or disproportionately large processing load on our Services or systems, not engaging in any conduct that restricts or inhibits use of the Services by others, and not introducing or transmitting any virus, worm, Trojan horse or other material that may harm or disrupt our Services or systems. Unauthorized use of the Services, misuse of passwords, or misuse of any information or material posted on this Site is strictly prohibited. You may use the Services, including the Site, only for lawful purposes and you agree not to use the Services in any way that violates any applicable federal, state, local, or international law or regulation.
34. Ownership and Transfer: As an issuer of security tokens and utility tokens, you retain the ownership rights until they are transferred to other parties. Once transferred, the new owners assume full ownership rights and responsibilities associated with the tokens.
35. Liability: We strive to provide accurate and reliable security tokenization and utility token issuance services. However, we do not guarantee the performance, quality, or suitability of the tokens for any specific purpose. We shall not be held liable for any direct, indirect, incidental, or consequential damages arising from your use of our services or the tokens issued. You agree to defend, indemnify, and hold harmless C-Kapital (and all of its direct and indirect subsidiaries) and each of their respective directors, officers, employees, agents, successors, and assigns from and against all losses, liabilities, damages, claims and expenses, including attorneys' fees, arising out of, relating to, or resulting from your violation of these Terms of Use or misuse of the Service or the Site, including such violation or misuses conducted by your employee or agent.
36. Privacy and Security: We will take reasonable measures to protect the privacy and security of your personal information and tokenised assets. However, we cannot guarantee absolute confidentiality and shall not be held responsible for any unauthorized access, loss, or damage to your information or assets.
37. Amendments: We reserve the right to modify or update these terms and conditions at any time. Any changes will be communicated to you through our website or other means. Continued use of our services after any modifications constitutes your acceptance of the updated terms.
38. Links to Third Party Sites or Content : The Site may contain links to websites controlled or offered by third parties (non-affiliates of C-Kapital). C-Kapital hereby disclaims all liability for any other company's website content, products, privacy policies, or security. In the event you choose to use the services available at a linked site, you agree to read and adhere to the policies and terms of use applicable to that site. In addition, any advice, opinions, services, products, or recommendations provided by the linked site providers are those of the providers and not of C-Kapital. Your participation in any linked site, including payment for and the delivery of goods or services, is based solely on the agreement, if any, between you and the linked site provider.
39. Governing Law: These terms and conditions shall be governed by and construed in accordance with the laws of France. Any disputes arising under these terms shall be subject to the exclusive jurisdiction of the courts of Paris.
By using our all C-Kapital services, you acknowledge that you have read, understood, and agreed to be bound by these terms and conditions.
REPORT WITH FRAUD
If something does not look right contact us at customer@walletgpt.fi or call us at (+33) 9 72 17 63 73. If you open a claim, we will work quickly to resolve it within 10 business days of submission.
DIVERSITY
We’re committed to advancing diversity, equity, and inclusion by helping ensure that all people across our workforce, our communities, and our supply chain feel valued and respected and have equal access to resources, services, products, and opportunities to succeed. We define diversity as the unique combination of various dimensions that makes each of us different from and similar to others. Those dimensions can include — but are not be limited to — age, gender, ethnic heritage, race, physical or mental abilities, sexual orientation, values, religion/spiritual practice, income, family status, education, and geographic location.
Disclaimer and Limitation of Liability
YOU ACKNOWLEDGE THAT NEITHER C-KAPITAL, ITS DIRECT OR INDIRECT SUBSIDIARIES, NOR ANY OF THEIR RESPECTIVE EMPLOYEES, AGENTS, THIRD PARTY PROVIDERS, OR LICENSORS WARRANT THAT THE SERVICES WILL BE UNINTERRUPTED OR ERROR FREE; NOR DO THEY MAKE ANY WARRANTY AS TO THE RESULTS THAT MAY BE OBTAINED FROM USE OF THE SERVICES, OR AS TO THE TIMELINESS, SEQUENCE, ACCURACY, RELIABILITY, COMPLETENESS, OR CONTENT OF ANY INFORMATION, SERVICE, OR PRODUCT PROVIDED THROUGH THE SERVICES. C-KAPITAL DOES NOT ENDORSE PRODUCTS OR SERVICES APPEARING ON LINKED SITES OR PURCHASED VIA LINKED SITES. TO THE MAXIMUM EXTENT PERMISSIBLE UNDER APPLICABLE LAW, IN NO EVENT SHALL C-KAPITAL BE RESPONSIBLE FOR ANY LOSS OF ANY KIND, INCLUDING LOSS ASSOCIATED WITH ANY COMPUTER VIRUSES WHICH MAY INFECT YOUR COMPUTER SYSTEM OR MOBILE DEVICE, PROPERTY DAMAGE, AND BODILY INJURY, WHETHER CAUSED BY ACCESS TO OR USE OF THE SERVICES OR THE SITE. TO THE MAXIMUM EXTENT PERMISSIBLE UNDER APPLICABLE LAW, IN NO EVENT SHALL C-KAPITAL BE RESPONSIBLE TO YOU OR ANY THIRD PARTY CLAIMING THROUGH YOU FOR ANY DIRECT, INDIRECT, SPECIAL, CONSEQUENTIAL, INCIDENTAL, PUNITIVE, EXEMPLARY, LOST PROFITS, ECONOMIC OR OTHER DAMAGES ARISING IN ANY WAY OUT OF THE INSTALLATION OR USE (OR INABILITY TO USE) OF THE SERVICES, THE SITE, ANY ONLINE SERVICES OR ANY INTERNET BROWSER SOFTWARE AND REGARDLESS OF THE FORM OF ACTION, WHETHER IN CONTRACT, WARRANTY, TORT (INCLUDING NEGLIGENCE), STRICT LIABILITY, OR OTHERWISE.
